Referred to as investment or capital investment, we invest some money or buy an asset with a view to obtaining an advantage in a specific time that you specify. Obviously we always want the benefits of any investments that we have decided. But who would dare to guarantee that if you invest it, or it must be profitable. Well this is where art investing. What type of investment you decide, how much, how long you hold, and when to take it off, and the other predictions are beyond our calculation. Investments that can provide opportunities for greater profits, it will usually be followed with greater risk of loss as well. For those of us with a mediocre capital must always choose the type of investment which if the safe and profitable. The problem is what kind of investments are suitable, safe and profitable.
Everyone who wants to succeed must invest to achieve its objectives. How to achieve that success is not the same for everyone. Success begins with choosing the right way to invest that can take you to the destination you want to accomplish.
 |
| Capital investment one of popular investment nowadays |
Investment shared into 3 groups:
1. minimum yield minimum risk results (minimal risk, minimal)
2. medium risk medium yield results (intermediate risk, the result is)
3. the results are high risk high yield (high risk, big results)
All of that is the obvious choice each person has a desire that is different. As an investor who must learn to see the many facets and ways how to spot opportunities, positioning, minimize risk, and prediction as well as knowledge of good and complete.
Trying their best, keeping an open mind to learn and continue to think positive is the most important before knowing anything.
Here are some approaches you can use as a reference. Advantages and Disadvantages of some type of investment before you make a decision:
1. SAVINGS
Save money in the bank for use later if needed
Profit:
Can be taken at any time and do not have a small relative risk
Loss:
2.DEPOSITS
SAVING MONEY FOR A PARTICULAR PERIOD, IF THE MONEY IS NOT YET DUE OR WILL BE TAKEN WHEN TAKEN BEFORE penalty MATURITY.
Profit:
Very low risk. Acceptable rates greater than regular savings.
Loss:
Profits or interest received much less when compared with other types of investments that are dealing directly with market risk.
3.MUTUAL FUND
Is the place to collectively raise funds. The money raised will be managed by the Investment Manager to be invested in other investment types. If the gain or loss will be divided equally to the investors. This may be an option for those who are just starting to invest. Different types of risk, depending on the selected type of risk.
Profit:
Because invested a lot of places, so if there is a loss in one place can be saved in other places that might make a profit. Here you do not need to have a lot of knowledge, because it is managed by the Investment Manager.
Loss:
Giving credence to the fund management institutions for some people, because it does not run itself is often not satisfied with the results. There are administrative costs.
4.BONDS
Bonds are debt instruments, is proof that we give loans to certain companies or government. Parties who owe will provide interest for a specified period. Debt repayment period of more than one year. The safest bonds are bonds or debentures of the country.
Profit :
Greater than the deposit interest rate.
Loss:
Long-term (> 1 year), so it can not be liquidated if necessary or if you want to invest another. If the party who owes bankrupt, means it can not return the debt.
5.SHARE
Have the means you have an ownership stake in a company. The money that we plant used as capital for the company. The Company will provide an acceptable profit to the shareholders is called dividend. When judged good or a lot of people who are interested to buy shares in a company, the price will go up, so when you sell your shares will benefit. Conversely, if the company suffers losses, the stock could go down so that you can suffer losses. This stock can be purchased at the company's securities. For each purchase or sale transaction, you will be charged.
Profit:
Can bring in huge profits when stock prices rise. With little capital, can be obtained the results many times over.
Loss:
Greater risk of losing all, when stock prices fall.
6.GOLD
Gold prices tend to rise every year, which is why many people who buy gold and then sell when the price goes up. If you want to use for investment, gold should be bought precious metal than gold bars or coins in the form of jewelry. Gold bullion or coins not experience shrinkage or the cost of manufacture is usually worn when we sell in the form of jewelry.
Profit:
Liquid assets or assets are an easy sell.
Loss:
In storage because it is difficult if not careful can easily be stolen.
7.PROPERTY
Just like gold, the price of a house and land property is likely to rise. By purchasing the property, and sell it in the future will be profitable because the selling price has gone up. Housing prices will quickly rise if strategic location or proximity to public facilities, this may be a consideration when choosing a location. When going to buy a residential home yet or still under construction, ensure that the developer can be trusted and there is a clear agreement, because there are some cases, after we pay, housing construction was discontinued resulting in losses.
Profit:
Little risk and can be rented out so it can provide extra income.
Loss:
Need funds to buy a house or land. Property is not a liquid asset because it is not easy to sell when times need the money.
Please choose in accordance with your heart, good luck!
